Q2-2026 Quarterly Economic & Housing Market Update

The housing market isn’t just being held back by affordability anymore—uncertainty is now taking center stage. Slowing hiring, rising costs, and weakening consumer confidence are quietly reshaping buyer behavior and stalling demand. The result is a spring housing market that looks active on the surface but is increasingly cautious underneath. Read the Q2-2026 Quarterly Update

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Divide road, wealthy gap

The Rise of the Two-Tier Housing Market

The U.S. housing market is no longer one market—it’s a bifurcated market, where only well-capitalized buyers can participate. Rising prices, elevated mortgage rates, and the disappearance of entry-level homes are pushing first-time and lower-income buyers to the sidelines. The result is a fragmented market defined by widening gaps in access, affordability, and opportunity.

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Digital Valuation Strategies for the Mortgage Executive Orders

Following the administration’s 2026 mandates to modernize mortgage credit and affordable housing, the industry faces a structural shift. Veros and Valligent provide the technology infrastructure: from AI-driven computer vision to virtual inspections, they offer what is needed to scale origination and ensure regulatory compliance in a digital-first regulatory environment.

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Are Lenders Prepared for the UAD 3.6 Transition Mandate Coming in November 2026?

Valligent COO and Veros’ Product Management Director give their take on the transition from UAD 2.6 to 3.6 this coming November. Their insights span from potential outcomes of those who have not adopted the transition, as well as what the transition may look like in the early stages.

Are Lenders Prepared for the UAD 3.6 Transition Mandate Coming in November 2026? Read More »

VeroFORECAST Report Q1 2026

Oil Prices Spike, Prompting Homebuyers to Hit Pause as Mortgage Rates Edge Higher

Veros’ Q1 2026 VeroFORECAST points to modest national appreciation of 1.3%, as higher oil prices add fresh pressure on inflation and borrowing costs. The U.S. housing market finally had a reason to feel optimistic heading into 2026. Buyers were slowly re-entering. Then, the war in Iran sent oil prices sharply higher, reigniting concerns about inflation just as it appeared to be cooling.

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