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Why Homes Feel Less Affordable: Prices Running Ahead of Paychecks

U.S. home prices have surged 47% since 2019, while household incomes rose only 22%, leaving millions priced out of homeownership. Even as mortgage rates ease near 6.3%, affordability remains at record lows, with coastal and Sun Belt metros hardest hit and only a few Midwest cities still within reach for median-income buyers.

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Year-End Review: Is Your Portfolio Ready for the Real-World Stress Test of 2026?

The 2025 market provided a real-world stress test for housing assets. It’s time to reframe the year-end review from a backward-looking report card into a forward-looking analysis. Use this opportunity to assess your portfolio’s performance under pressure and build a resilient strategy for the challenges and opportunities of 2026.

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VeroFORECAST Report

VeroFORECAST Predicts Modest House Price Gains Despite Rate Cuts

Veros’ Q3 2025 VeroFORECAST predicts a modest 1.8% nationwide home price increase over the next year, highlighting regional disparities with stronger gains in affordable Northeastern and Midwestern metros and declines in several Sunbelt markets, amid persistent affordability challenges, tight inventory, labor market weakness, and slow buyer activity despite recent Federal Reserve rate cuts.

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A Mortgage Loan’s Life: How ValuSTREAM Creates a Seamless and Confident Journey

From pre-qualification to loan servicing, ValuSTREAM empowers lenders with reliable, third-party tested valuations. By delivering accurate data-driven insights at every stage of the mortgage loan journey, ValuSTREAM helps lenders build trust, stay compliant, and make confident decisions that support both borrowers and the business.

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