Veros Real Estate Solutions is a top choice for real estate data and technology.
Mortgage rates have climbed to 7.40%, inflation has accelerated to 3.7%, and hiring has slowed to just 29,000 jobs. Meanwhile, existing home sales remain below 4 million annually despite improving inventory. The problem is no longer simply a shortage of homes. It is the widening gap between what buyers can afford and what sellers are prepared to accept.
Q4-2026 Quarterly Economic & Housing Market Update Read More »
A large servicing portfolio doesn’t require the same level of attention on every loan. A more targeted approach can help servicers identify where additional information and human expertise may have the greatest value.
Mortgage Servicing Portfolio Risk: Where to Focus First Read More »
Home equity lending is growing, but the risk does not end at origination. As home price growth moderates and local markets diverge, lenders need a clearer view of how the equity supporting their portfolios is changing over time.
Home Equity Lending: Is Your Equity Cushion Keeping Pace? Read More »
Inflation, employment, mortgage rates and construction are sending mixed signals. Inflation fell in June, but mortgage rates still climbed. The labor market is not collapsing, but it is losing momentum. The housing market is caught between two opposing forces: weaker buyer purchasing power and homeowners who remain financially strong enough not to sell.
See what the latest economic data mean for the U.S. housing market.
Q3-2026 Quarterly Economic & Housing Market Update Read More »
The housing market isn’t just being held back by affordability anymore—uncertainty is now taking center stage. Slowing hiring, rising costs, and weakening consumer confidence are quietly reshaping buyer behavior and stalling demand. The result is a spring housing market that looks active on the surface but is increasingly cautious underneath. Read the Q2-2026 Quarterly Update
Q2-2026 Quarterly Economic & Housing Market Update Read More »
The U.S. housing market is no longer one market—it’s a bifurcated market, where only well-capitalized buyers can participate. Rising prices, elevated mortgage rates, and the disappearance of entry-level homes are pushing first-time and lower-income buyers to the sidelines. The result is a fragmented market defined by widening gaps in access, affordability, and opportunity.
The Rise of the Two-Tier Housing Market Read More »
As housing affordability remains strained, policymakers are turning to two high-profile ideas: limiting large institutional investors from buying single-family homes and using government-backed purchases of mortgage-backed securities to lower mortgage rates. This article examines whether these policies can meaningfully improve affordability or whether their impact will be limited without addressing the deeper housing supply shortage.
Can Washington Fix Housing Affordability? Read More »
What’s the outlook for 2026 and beyond? Veros’ economist provides a detailed economic overview of the United States in 2026, covering inflation trends, labor market conditions, mortgage rates, homebuilding activity, and housing affordability challenges. Read the Q1-2026 Quarterly Update
Q1-2026 Quarterly Economic & Housing Market Update Read More »
U.S. home prices have surged 47% since 2019, while household incomes rose only 22%, leaving millions priced out of homeownership. Even as mortgage rates ease near 6.3%, affordability remains at record lows, with coastal and Sun Belt metros hardest hit and only a few Midwest cities still within reach for median-income buyers.
Why Homes Feel Less Affordable: Prices Running Ahead of Paychecks Read More »
What’s the outlook for 2025 and beyond? Veros’ economist provides a detailed economic overview of the United States in 2025, covering inflation trends, labor market conditions, mortgage rates, homebuilding activity, and housing affordability challenges. Read the Q4-2025 Quarterly Update
Q4-2025 Quarterly Economic & Housing Market Update Read More »