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Appraisal Management & Loan Data Delivery Solution

Appraisal Management & Loan Data Delivery Solution

Seamless Electronic Appraisal Delivery

Veros is the official technology provider for the Uniform Collateral Data Portal ® (UCDP®). Led by Fannie Mae and Freddie Mac under the direction of the FHFA, UCDP is the first industry-wide initiative to facilitate the transmission of standardized appraisal data in order to improve data quality and reduce repurchase risk. Complemented by the Uniform Appraisal Dataset (UAD) initiative, these programs dramatically improve the industry’s ability to communicate in a consistent language and to review valuation risk much earlier in the loan life cycle.

PATHWAY provides you with a seamless submission solution to Fannie Mae, Freddie Mac and FHA’s appraisal delivery portals  — all with minimal integration effort required.  PATHWAY is an ideal solution for volumes too large for manual upload to UCDP or EAD’s web interfaces.

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Features

Image of Low Housing Supply

The reasons for the stubbornly low housing supply

The housing market situation is fundamentally different from that during the great recession of 2008. One of the key reasons why house prices have not declined significantly is because of the very low inventory of homes available for sale. There were fewer than one million existing homes available for sale in January 2023 compared to over 3 million in any month during 2007-2008.

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