We Help Your Business Succeed Through Property Valuation Insight, Real Estate Analytics & Collateral Management
Veros is the go to source for comprehensive property valuation and risk assessment solutions for mortgage lenders, servicers, rating agencies and the investment community, both private and government sponsored.

We Help Your Business Succeed Through Property Valuation Insight, Real Estate Analytics & Collateral Management

Property
Valuations

Real Estate
Analytics

Collateral Risk
Management
Our Commitment to You
Veros is committed to providing the valuation and collateral risk management solutions to help our clients meet the demands of complex industry regulations, as well as quickly and successfully adapt to the evolving mortgage landscape for profitable business results. The entire Veros team works to provide innovative solutions to address the modern, evolving needs in the real estate and mortgage industries.
The Company
Since 2001, Veros has been innovating predictive technology, data analytics, and industry expertise to deliver advanced automated solutions that control risk and increase profits throughout the mortgage industry.
Background
Veros holds a leading role in providing collateral valuation solution for the mortgage industry. Veros is a team of high performers committed to excelling as the premium provider of automated valuation models (AVMs), and as an insight leader in real estate and mortgage analytics.
The Future
Veros continues to focus on combining our predictive analytic prowess with our industry expertise to create advanced forms of valuation and collateral risk management solutions. Our platform solutions enable companies to better predict and control portfolio risk, mortgage fraud, and regulatory compliance all with the streamlined efficiency created by industry solution experts.
What We Do
Veros provides insight through our solutions for comprehensive property valuation and risk assessment to mortgage lenders, servicers, rating agencies and the investment community, both private and government-sponsored. The company excels as the premium provider of automated valuation models (AVMs), as well as residential market forecasts, home price indices, market risk scoring tools and mark-to-market methodologies. These solutions provide clients with the capacity for more proactive portfolio management, increased conversion rates and deeper insights into potentially risky scenarios earlier in the transaction.

Our Leadership

Darius Bozorgi
President & CEO
Darius Bozorgi, president and chief executive officer for Veros Real Estate Solutions (Veros), is a national leader in valuation technology, predictive analytics and decision-support technology applications. Under his leadership, Veros has earned recognition as one of the top financial services technology companies and is perennially selected as one of HousingWire’s Top Mortgage Technology Companies. In 2010, Veros was named the recipient of Mortgage Technology Magazine's 2010 Synergy Award for technological innovations in the mortgage industry and the 2014 Transforming Valuations Award for Veros' achievements in property valuations. Bozorgi has served on the boards of directors for the Real Estate Information Professionals Association and was a founding member and chairman of the Collateral Assessment Technologies Committee. He is an active member of the Mortgage Bankers Association’s Risk Management & Quality Assurance and Mortgage Analytics committees. Mr. Bozorgi has helped transform U.S. Housing Finance through the transmission of standardized loan-level data into the Secondary Mortgage Markets leading Veros to be selected as the official technology provider for Fannie Mae and Freddie Mac’s Uniform Collateral Data Portal® (UCDP®), FHA’s Electronic Appraisal Delivery (EAD) portal, as well as the Appraisal Management System (AMS) for the U.S. Department of Veterans Affairs (VA).
Mr. Bozorgi is frequently asked to speak on current trends in property valuation and practical applications of predictive technology for organizations such as the Mortgage Bankers Association, the American Conference Institute, the Opal Group, the Structured Finance Association, the Predictive Methods Conference, the National Association of Realtors, and the Risk Management Association. He is also called to speak on these issues for media outlets such as Bloomberg, Reuters, CNBC, USA Today and the Wall Street Journal. Bozorgi co-founded Veros in 2001 after spending his early career practicing law. Recognized by his peers, he was the recipient of October Research Corporation's Top 40 under 40 Award and named a 2011 Technology All-Star by Mortgage Banking Magazine for his thought leadership. Darius received his J.D. from Chicago-Kent College of Law and his undergraduate business degree from the University of Michigan, Ann Arbor. He is also a registered investment advisor for the State of California.
President & CEO

Bijan Bozorgi
Chief Financial Officer
Bijan has more than 25 years of experience in finance, stocks, commodities and options trading, investment markets and start-up companies. He founded and managed his own CFTC Futures Commission Merchant and parent of a NASD Broker/Dealer which he later sold the Company's operation to Shearson Lehman Brothers in 1987.
Bijan served as Vice President of Investments and Financial Consultant with Salomon Smith Barney prior to starting Credit One and Veros Software. During his illustrious career, he has successfully raised equity Investments from individual investors and large institutions. He has served on the board of directors of several companies and currently serves on the board of Credit One Corp., located in Santa Ana, California. Bijan received his BSEE from Sharif University of Technology.
Chief Financial Officer

Charles Rumfola
Senior Vice President Strategic Initiatives
Veros Real Estate Solutions
Charles “Chuck” Rumfola is senior vice president, strategic initiatives for Veros Real Estate Solutions. He is responsible for identifying new business initiatives, developing and managing those programs, and expanding Veros’ relationships with both government and non-governmental agencies influential in the U.S. housing market. Before joining Veros, Chuck held several strategic leadership roles with Fannie Mae as well as working in investment operations at the Santa Barbara Savings and Loan Association.
Chuck received an M.B.A. from the University of Maryland and a B.A. from the University of California.
Senior Vice President,
Strategic Initiatives & Sales

David Rasmussen
Senior Vice President, Operations
David Rasmussen, senior vice president, operations for Veros, is responsible for the operational logistics of Veros' numerous valuation analytic and system strategies. For more than 20 years of experience in the mortgage industry, he has directed Veros' advancement of mortgage-related enterprise risk management systems and collateral valuation services. Focusing on customer-centric business development and product deployment strategies, Mr. Rasmussen has worked to expand industry understanding and access of these tools for workflow efficiencies through innovative and practical business applications. Mr. Rasmussen graduated from Brigham Young University and is MCSE certified.
Senior Vice President,
Operations

Jim Blust
Senior Vice President, Technology
Jim Blust, senior vice president, technology, has more than 25 years’ experience designing and delivering business software solutions in both the public and private sectors. Blust is responsible for the overall management and executing of the company’s technology department, encompassing quality assurance, software development, information technology and release management departments, directing strategic roadmap, development and future growth. He led the architecture, design and implementation of the Fannie Mae’s Collateral Data Delivery (CDD) system and its successor, the Uniform Collateral Data Portal® (UCDP®) for Fannie Mae and Freddie Mac. He also led the architecture, design and implementation of Federal Housing Administrations’ Electronic Appraisal Delivery (EAD) portal. Prior to joining Veros, he served as application architect for GMAC ResCap, GMAC’s residential mortgage arm, leading all architectural activities for their Master Servicing organization. In addition, he led the design and development efforts for several key application development initiatives, including solutions for liquidation, securitization and data warehousing.
Senior Vice President,
Technology

Brian Fluhr
Vice President of Marketing - Veros Real Estate Solutions
Brian “The Bald & Bold Marketer” Fluhr is the vice president of marketing at Veros. Brian oversees branding, demand generation and product marketing for all Veros solutions. He is also the leader and biggest fan of the Veros Marketing Team! Prior to joining Veros, Fluhr delivered high impact results as the vice president of marketing for two distinct First American Financial companies: DataTrace and DataTree. Before that, Fluhr was the Product Marketing Director at CoreLogic. Fluhr began his career on the frontlines at several advertising agencies in Orange County, CA. Brian invites you to connect with him on LinkedIn
Vice President,
Marketing

Eric Fox
Vice President, Statistical and Economic Modeling
Eric Fox, vice president, statistical and economic modeling for Veros, provides expert leadership in predictive technologies, economic modeling methodologies and collateral valuation trends and forecasting. He brings more than 22 years of industrial experience to his role, including statistical and econometric modeling, probabilistic life methodology development, statistical training, probabilistic design software development, and probabilistic financial/competitive analysis.
Fox has published more than 20 technical papers on probabilistic and statistical methods. He received his master's degree in statistics and a bachelor's degree in mathematics and economics from Purdue University.
Vice President Statistical Modeling,
Analysis & Research Development

Jaime Shean
Vice President, Corporate Counsel
With more than 20 years of legal experience, Jaime Shean handles all of the legal affairs for Veros Real Estate Solutions. Jaime’s responsibilities include advising Veros senior management with respect to the legal implications of all major decisions, strategies and transactions; drafting, reviewing and negotiating commercial transactions and agreements; coordinating with technology and operations team members in due diligence and compliance requests; and defining and developing corporate policies and procedures.
A Southern California Super Lawyers “Rising Star,” Jaime began her career in employment law at an AmLaw 100 firm. She was a partner at an Orange County creditors’ rights law firm, where she represented financial institutions and Fortune 500 companies in business litigation, bankruptcy and the documentation of real estate and personal property secured loans. Jaime also served as Assistant General Counsel at the intellectual property law firm Knobbe Martens, where she focused on managing and resolving the firm’s internal legal matters. Jaime received her law degree from the University of Southern California’s Gould School of Law and a bachelor’s degree in Journalism and Political Science from the University of North Carolina at Chapel Hill. She is licensed to practice law in California and Washington.
Vice President,
Corporate Counsel

Kash Deliwala
Vice President of Information Technology
Kash Deliwala has more than 20 years’ experience in design, development, and support of advanced technology-enabled business solutions. He is responsible for IT solutions at the corporate office, cybersecurity, colocation data centers, business continuity, disaster recovery, infrastructure, and operations supporting the company’s SaaS products. Prior to joining Veros, he worked at the County of Riverside and developed a Public Safety data warehouse which allowed multiple jurisdictions to share information, provide up to date intelligence, and accurate crime statistics for the region. He has also published an article on Open Innovation in the Journal of Global Commerce Research. He received his master’s and bachelor’s degree in business administration with ISDS focus from California State University, Fullerton and a bachelor’s degree in Advanced Statistics and Accounting from Gujarat University, India.
Vice President,
Information Technology

Michele Fazio
Vice President, PMO (Project Management office)
Michele Fazio has more than 20 years’ experience managing and building out EPMO’s; enterprise project management offices. Michele is instrumental in leading all strategic initiatives and portfolio planning along with managing programs for Veros Products and customer integrations for UCDP, FHA and VA. Prior to joining Veros, Michele was a Director of an IT PMO empowering fortune 500 companies on creating centers of excellence for their PMO’s through standardization, process improvement and leveraging her PgMP, PMP, ITIL v3 certifications. Michele also has her Bachelor’s of Science degree in Project Management.
Vice President,
Project Management

Robert Walker, CMB, CMT, MBA
Vice President of Sales
With more than 20 years in the analytics and automated valuation space for residential real estate, Robert Walker has built a solid reputation for product innovation, providing market insight, and anticipating customer needs. In his current role of Vice President of Sales for Veros, Mr. Walker is responsible for leading the company’s sales team and market strategy and for driving innovation and creating a disruptive force in the market. Mr. Walker holds a BS in Economics from Vanderbilt University and received an MBA from Columbia University Graduate School of Business. He also has the rare honor of holding both the Certified Mortgage Banker® (CMB®) and the Certified Mortgage Technologist (CMT) Designations.
Vice President,
Sales

Jeffrey Hogan
Vice President, Valuations
Jeff Hogan has over 30 years’ experience as a state-certified real estate appraiser. Jeff is our principal expert and leader for all matters related to residential property appraisals and valuation solutions. This includes the development and enhancement of our automated appraisal-scoring tools, analytic products, portals and systems. His responsibilities also include reviewing and analyzing real estate property valuation data, evaluating product performance, and recommending rule modifications.
Before joining Veros, Jeff was a senior reviewer appraiser for the Banc of California. He has held appraisal leadership roles in various large financial institutions including Bank of America and Citigroup. He received his bachelor's degree from Cal State Fullerton University and his MBA from the University of Redlands. Jeff also holds the SRA and AI-RRS designation with the Appraisal Institute.
Vice President,
Valuations
Recognized for Excellence
Veros provides insight through our solutions for comprehensive property valuation and risk assessment to mortgage lenders, servicers, rating agencies, and the investment community, both private and government-sponsored. The company excels as the premium provider of automated valuation models (AVMs), as well as residential market forecasts, home price indices, market risk scoring tools and mark-to-market methodologies. These solutions provide clients with the capacity for more proactive portfolio management, increased conversion rates, and deeper insights into potentially risky scenarios earlier in the transaction.

2020 Best Places To Work
Earning recognition as one of the 2020 Best Places to Work in Orange County

2019 HW VANGUARD
Veros’ President & CEO, Darius Bozorgi honored with HW Vanguard award by HousingWire Magazine.

2019-2014 HW TECH100 Most Innovative
Veros honored with “Most Innovative Technology Companies in Housing” and “Most Influential” awards.
Award winner every year since 2014

2014 MT Transforming Valuations Award
Recognized for technology advancement in the appraisal, broker price opinion or automated valuation sectors.

2014 Top 50 Service Providers
Veros named to Mortgage Technology magazine’s 2014 “Top 50 Service Providers” list.
Years Recognized: 2010, 2013, 2014

2011 Tech All-Star Award
Our CEO, Darius Bozorgi was named a 2011 “Mortgage Banking Tech All-Star”.

2010 Synergy Award
Veros named winner of coveted Mortgage Technology Synergy award for six consecutive years.

2007 Top 40 under 40
Veros’ CEO, Darius Bozorgi, was selected as an October Research Corporation Top 40 Under 40.

2006 | Top 25 Vendors
2005 | Top 100 Vendors
Top 25 Mortgage Technology Vendors
Top 100 Mortgage Technology Vendors
Industry Compliance
We Engineer Compliance-Focused Solutions
Compliance is perhaps the mortgage industry’s most prevalent business concern, largely due to an ever-increasing number of regulations, a continued need to understand the specific expectations to be in compliance with new legislation, and the strong desire to avoid repeating any missteps that led to the market meltdown.
Veros makes compliance a priority and we engineer our analytic tools, systems, technology infrastructure and internal protocols to align with the compliance expectations of the industry’s largest and most heavily audited participants.
Audit Performance
Veros’ Compliance and Audit Department executes an annual audit and risk management plan. The plan aims to identify risks throughout Veros which may impact the company and its clients through risk assessments, and carries out any needed remediation steps to improve internal controls. This group also facilitates client audits and supports the external audit firms in their execution of the annual SSAE 16 and FISMA compliance audits. The SSAE 16 audit period covers January through December each year and the FISMA compliance attestation is issued every three (3) years.
Technology
Veros leverages two separate data centers in two states to ensure disaster recovery and business continuity during natural disasters while ensuring minimum impact to our systems and clients. Data is replicated in multiple servers to ensure data availability and is backed up on a daily basis and securely transported by a reputable company to be stored in a secure location. Our collocation data centers are managed by an industry-leading data center management company. The data centers offer state-of-the-art technology and 24-7-365 guards to maintain security. These controls are audited annually by Veros and its independent auditors.
Security
Veros system security is independently verified and validated by various independent auditing firms through annual security compliance assessments as well as annual system security vulnerability audits. Veros is fully compliant with the requirements of the Federal Information Security Management Act (FISMA) of 2002 and has taken steps to formally certify its system security compliance in regard to confidentiality, integrity and availability of information by an independent third party in accordance with NIST 800-53, FIPS 199 and FIPS 200 standards.
Veros has implemented policies and procedures to ensure data privacy including periodic Privacy Impact Assessment and security of information when accessed remotely, and stored offsite or on portable media in accordance with the Office of Management and Budget (OMB) M-06-16 requirements. Further, the company maintains various security and operations policies and procedures and deploys various tools to maintain the company’s security posture. These controls are periodically reviewed by Veros’ Compliance and Audit Department to ensure security and privacy of information are maintained.
Due Diligence Requests
With the increasing need to validate compliance with regulatory institutions, Veros participates in providing the needed due diligence information on products and services being used or evaluated by existing and prospective clients, respectively.
Please request due diligence documentation from Veros from diligence@veros.com.
A representative will contact you to ensure your request has been received and that the necessary documentation will be provided. Please note, a non-disclosure agreement may be required dependent upon the nature of the information requested.
The purpose of the Voluntary Product Accessibility Template, or VPAT, is to assist Federal contracting officials and other buyers in making preliminary assessments regarding the availability of commercial “Electronic and Information Technology” products and services with features that support accessibility. Veros remains dedicated to accessibility and will provide additional contact information to facilitate more detailed inquiries.
The first table of the template provides a summary view of the Section 508 standards. The subsequent tables provide more detailed views of each subsection. There are three columns in each table. Column one of the summary table describes the subsections of subparts B and C of the standards. The second column describes the supporting features of the product or refers you to the corresponding detailed table, “e.g., equivalent facilitation.” The third column contains any additional remarks and explanations regarding the product. In the subsequent tables, the first column contains the lettered paragraphs of the subsections. The second column describes the supporting features of the product with regard to that paragraph. The third column contains any additional remarks and explanations regarding the product.
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