Collateral Integrity Analysis (CIA)

Collateral Integrity Analysis (CIA)

Real estate risk and fraud are on the rise, placing an increasing burden on the mortgage banking industry to protect assets and grow business revenue. Veros’ Collateral Integrity Analysis (CIA) report utilizes the latest technology to analyze, detect and accurately identify high-risk transactions while minimizing costly false positives.

The Report

The CIA report is one of the most comprehensive risk reports available in the market. Aggregating what would otherwise require multiple data sets from multiple vendors, CIA provides the necessary information to evaluate risk exposure in a single, easy-to-use report.

CIA’s summary page encapsulates all major findings to save you time in review and provides clear direction on pertinent action items. These items are ranked by potential risk severity to allow your team to target review efforts toward the areas of greatest risk and impact.

National Coverage

Clear Value Range

Independently calculated VeroVALUE and Realistic Value Range

Local Market Data

Online Property Information and Local Market Data Access

Exceptional Efficiency

Web-based Account Management for Time- saving Efficiency

Performance & Controls

Real-time Access to Performance Metrics, Security Features, Cost Controls, Track & Reporting

Flexibility

Specialized Variations for Default Properties, Accuracy vs, Hit Rate, Portfolio Needs, Expert-assisted Valuations and Fully Transparent AVM Cascades

CIA Scores

Applying state-of-the art analytics to all aspects of specific property, local and regional market dynamics, and the complexities of fraudulent behavior, CIA includes historic price trends and forecasting analysis among its helpful findings. The resulting analysis is reconciled to provide a series of predictive scores that are highly correlated to the likelihood of risky or poor loan performance due to collateral fraud, early payment default, or other associated mortgage risk.

These market-proven metrics provide a comprehensive snapshot of market conditions; including Subject Risk Score, Market Risk Score, and Collateral Integrity Score.

Manage Risk More Efficiently

CIA provides a wealth of information to efficiently direct and streamline workflow. Efficiencies are increased, costs are lowered and decisions are more profitable.

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Features

RIsk Zones of Climate Change

Climate Change…And Where You Do and Don’t Want To Live

Climate change impacts more than the environment, but also where people want to live and the value of homes. The COVID-19 pandemic’s perceived negative impact on home values was short-lived — the market paused for only one quarter, then resumed appreciating in the subsequent quarters and continues to perform remarkably. Climate change, on the other

Identifying natural disasters and risk

Housing regulator looks to create a standard in identifying climate risk

The Federal Housing Finance Agency earlier this month put out a request for input on the impact of natural disaster risk to the housing finance system as a whole and to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks in particular. In its RFI, the agency noted that “natural disasters could result in

Home Prices Set to Increase Nearly 6 percent in 2021 as Nation Emerges From COVID-19 Pandemic_lp

Home Prices Set to Increase Nearly 6% in 2021 as Nation Emerges From COVID-19 Pandemic

VeroFORECAST projects double-digit appreciation in many markets by Q4 2021 SANTA ANA, Calif., January 7, 2021—Today Veros Real Estate Solutions, an industry leader in enterprise risk management and collateral valuation services, released its Q4-2020 VeroFORECASTSM data that anticipates home price appreciation will increase significantly during the next 12 months in the 100 most-populated markets. The overall

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