Collateral Integrity Analysis (CIA)

Collateral Integrity Analysis (CIA)

Real estate risk and fraud are on the rise, placing an increasing burden on the mortgage banking industry to protect assets and grow business revenue. Veros’ Collateral Integrity Analysis (CIA) report utilizes the latest technology to analyze, detect and accurately identify high-risk transactions while minimizing costly false positives.

The Report

The CIA report is one of the most comprehensive risk reports available in the market. Aggregating what would otherwise require multiple data sets from multiple vendors, CIA provides the necessary information to evaluate risk exposure in a single, easy-to-use report.

CIA’s summary page encapsulates all major findings to save you time in review and provides clear direction on pertinent action items. These items are ranked by potential risk severity to allow your team to target review efforts toward the areas of greatest risk and impact.

National Coverage

Clear Value Range

Independently calculated VeroVALUE and Realistic Value Range

Local Market Data

Online Property Information and Local Market Data Access

Exceptional Efficiency

Web-based Account Management for Time- saving Efficiency

Performance & Controls

Real-time Access to Performance Metrics, Security Features, Cost Controls, Track & Reporting

Flexibility

Specialized Variations for Default Properties, Accuracy vs, Hit Rate, Portfolio Needs, Expert-assisted Valuations and Fully Transparent AVM Cascades

CIA Scores

Applying state-of-the art analytics to all aspects of specific property, local and regional market dynamics, and the complexities of fraudulent behavior, CIA includes historic price trends and forecasting analysis among its helpful findings. The resulting analysis is reconciled to provide a series of predictive scores that are highly correlated to the likelihood of risky or poor loan performance due to collateral fraud, early payment default, or other associated mortgage risk.

These market-proven metrics provide a comprehensive snapshot of market conditions; including Subject Risk Score, Market Risk Score, and Collateral Integrity Score.

Manage Risk More Efficiently

CIA provides a wealth of information to efficiently direct and streamline workflow. Efficiencies are increased, costs are lowered and decisions are more profitable.

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Features

Understanding the risk of natural disasters on your mortgage portfolio

Understanding the risk of natural disasters on your mortgage portfolio

After a natural disaster, impacted mortgage portfolios need data When natural disaster strikes, information, and accurate insight into properties and homeowners impacted within the mortgage portfolio is essential, Veros Disaster Data Solution can help you accurately manage the damage a natural disaster has had on your investment portfolio. An unprecedented fire season is currently wreaking

Houses

Veros: Home Prices Remain Resilient Despite the Pandemic

VeroFORECAST™ VeroFORECAST projects average annual home price appreciation to rebound by Q2 2021 up 3.5% SANTA ANA, Calif., July 7, 2020—Today Veros Real Estate Solutions, an industry leader in enterprise risk management and collateral valuation services, announced that Q2 2020 VeroFORECASTSM data indicates an average projected appreciation rate for residential real estate in the nation’s

people walking

Why Do Some Lenders Still Stick with Feet on the Street Appraisals for Home Equity?

The current pandemic is teaching us that now is not the time for get your hand’s dirty solutions. An interesting piece in National Mortgage News took the time to provide several examples of how coronavirus could spell the end of the non-digital mortgage transaction. For the HELOC market, the move towards a data-driven, digital experience

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