The mid-year point of 2025 has come and gone, indicating that now is the perfect time to re-evaluate the housing market in 2025! In episode thirty-seven of the RiskWire Webcast, Veros’ Economists do just that! Our hosts, Eric Fox, Chief Economist, and Reena Agrawal, Sr. Research Economist, explore many aspects of the market, including mortgage rates, supply and demand, and the general state of the market according to the Veros Hotness Index. They give their expert opinions on the housing market, ultimately answering the question at hand: Is the market crashing, growing, or paused?
Here are a few key points from the episode:
- The Veros Hotness Index measures the housing market’s current condition, with scores between 95 – 105 indicating stability, and anything above or below is hot or cold, respectively. The current market has a score below 95, meaning the market is currently cool nationwide.
- Demand has been incredibly low across the country, as there are more homes, with more supply, but not enough buyers.
- Sellers on the other hand are not adjusting prices in any meaningful way, as many are content with their low mortgage rates of 3-4%. Therefore, there is a high opportunity cost of moving out of their current arrangement.
- According to Veros’ Economists, the housing market is not crashing, and it’s not growing – it’s simply stuck in pause mode.
Wondering what the state of the housing market is in Summer 2025? Watch episode thirty-seven of the RiskWire Webcast to find out what’s really going on: Webcast & Interviews – RiskWire, powered by Veros
For additional information about the housing market or economic trends, visit RiskWire.com now! Also, don’t forget to listen to the RiskWire Podcast on your preferred channel: Apple Podcasts, Spotify, and YouTube Podcasts
