In the first episode of 2026 for the RiskWire Webcast, Veros’ Chief Economist, Eric Fox, and Senior Research Economist, Reena Agrawal, explore two federal policies that may see implementation this year.
The first federal policy they discuss is a ban on institutional investors purchasing additional homes, and the second concerns the federal government purchasing $200 billion in mortgage-backed securities. With all that said, what is their opinion on these policies?
Here are a few highlights from the episode:
- “Large” institutions (defined in the episode as those owning 100+ homes) currently account for only 2% of recent home acquisitions nationwide.
- Similarly, the purchase of $200 billion in mortgage-backed securities only represents 2% of the $9 trillion total outstanding mortgage-backed securities in the United States.
- Neither policy seems to be addressing the main issue in the current housing market – supply. Both proposals seem to manipulate demand by limiting who can buy or lowering mortgage rates, but neither creates new homes.
Looking for a more in-depth review of our Economist’s thoughts? Watch episode forty-one of the RiskWIre Webcast to find out: Webcast & Interviews – RiskWire, powered by Veros
For additional information about the housing market or economic trends, visit RiskWire.com now! Also, don’t forget to listen to the RiskWire Podcast on your preferred channel: Apple Podcasts, Spotify, and YouTube Podcasts.
