Appraisal Management & Loan Data Delivery Solution
Appraisal Management & Loan Data Delivery Solution
Seamless Electronic Appraisal Delivery
Veros is the official technology provider for the Uniform Collateral Data Portal ® (UCDP®). Led by Fannie Mae® and Freddie Mac® under the direction of the FHFA, UCDP is the first industry-wide initiative to facilitate the transmission of standardized appraisal data in order to improve data quality and reduce repurchase risk. Complemented by the Uniform Appraisal Dataset (UAD) initiative, these programs dramatically improve the industry’s ability to communicate in a consistent language and to review valuation risk much earlier in the loan life cycle.
PATHWAY provides you with a seamless submission solution to Fannie Mae, Freddie Mac and FHA’s appraisal delivery portals — all with minimal integration effort required. PATHWAY is an ideal solution for volumes too large for manual upload to UCDP or EAD’s web interfaces.
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Features
The Rise of the Two-Tier Housing Market
The U.S. housing market is no longer one market—it’s a bifurcated market, where only well-capitalized buyers can participate. Rising prices, elevated mortgage rates, and the disappearance of entry-level homes are pushing first-time and lower-income buyers to the sidelines. The result is a fragmented market defined by widening gaps in access, affordability, and opportunity.
Digital Valuation Strategies for the Mortgage Executive Orders
Following the administration’s 2026 mandates to modernize mortgage credit and affordable housing, the industry faces a structural shift. Veros and Valligent provide the technology infrastructure: from AI-driven computer vision to virtual inspections, they offer what is needed to scale origination and ensure regulatory compliance in a digital-first regulatory environment.
Are Lenders Prepared for the UAD 3.6 Transition Mandate Coming in November 2026?
Valligent COO and Veros’ Product Management Director give their take on the transition from UAD 2.6 to 3.6 this coming November. Their insights span from potential outcomes of those who have not adopted the transition, as well as what the transition may look like in the early stages.