VeroVISIONTM is a Veros Real Estate Solutions (Veros®) state-of-the-art computer vision product that transforms property photos into objective, actionable data.
As a flagship solution within the VeroVISION suite, the Veros Home Score (VHS) accurately identifies and assesses the condition of individual rooms and the overall residential property.
Mitigate Risk
Lower collateral risk by enhancing comparable selection and spotting outliers.
Drive Accuracy
Integrate property condition data into AVM modeling for greater precision.
Operational Efficiency
Accelerate decision-making with automated, objective insights that supplement human expertise.
Veros Home Score
VHS Key Performance Metrics
93% Correlation
with assessments from human real estate experts.
+2.7% P10 Accuracy Gain
in VeroVALUE Elite (AVM).
~97% U.S. Residential Property Coverage
VHS available via photos or predictive imputation.
1.0 – 5.0 Continuous Scale
to capture subtle nuances between "average" properties.
VeroVISION
Four-Step Process
Collect
Millions of MLS listing photos and diverse imagery types are ingested daily and safely staged for the VeroVISION system.
Classify
Advanced AI identifies room types (e.g., kitchen, bathroom, exterior) to ensure the appropriate condition analysis is applied to each image.
Score
Veros’ proprietary computer vision evaluates each image on a 1.0 to 5.0 scale based on observable features and visible damage.
Aggregate
Individual image scores are combined into room scores, then weighted into a single overall VHS for the property.
Strategic Applications & Benefits
The Roles & How Veros Home Score Helps
Originators & Servicers
Better understand and validate property condition on a fully automated basis and focus on a significantly smaller subset of properties that require additional diligence.
Guarantors, Aggregators, Investors & Rating Agencies
Consider an independent assessment of property condition on an individual, portfolio, and pooled-loan basis.
AVM Modeler
Incorporate into AVM modeling to have a better set of sales comparisons by factoring in condition data.
Appraisal Reviewer
Validate property condition as part of traditional, hybrid, and alternative property valuation products and services.
Property Manager
Streamline inspections and maintenance planning with automated, repeatable condition assessments.
Inspection Software
Integrate VHS to validate that the reported condition aligns with the model’s independent, photo-based overall score.
Insurance Companies & Underwriters
Enhance underwriting and claims assessments with accurate property- and room-level condition scoring to improve risk modeling.
Veros Home Score
VHS Condition Scoring Metrics
The VHS is mapped directly to the industry-standard C1–C6 appraisal condition scale, so it integrates naturally into existing workflows. Each VHS also comes with a confidence score, so users always know how strongly the data supports the assessment.
Veros Home Score
Sample
VHS Condition Scoring
