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Insights

Q4-2026 Quarterly Economic & Housing Market Update

Mortgage rates have climbed to 7.40%, inflation has accelerated to 3.7%, and hiring has slowed to just 29,000 jobs. Meanwhile, existing home sales remain below 4 million annually despite improving inventory. The problem is no longer simply a shortage of homes. It is the widening gap between what buyers can afford and what sellers are prepared to accept.

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