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Insights

Are Slow HELOC Valuations Driving Mortgage Portfolio Runoff?

As HELOC competition intensifies, lenders are rethinking how valuation workflows impact borrower retention and portfolio runoff. Learn how smarter valuation waterfalls can help institutions balance speed, risk management, and operational efficiency while improving the borrower experience.

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Insights

Is Homeownership Becoming a Luxury in America?

In the 13th episode of RiskWire: On the House, Veros’ Senior Research Economist discusses whether homeownership is becoming a luxury in the United States. She considers mortgage rates, home prices, and the lock-in effect as they relate to the 2026 housing market.

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