Uniform Collateral Data Portal

Connecting to the Uniform Collateral Data Portal

Veros is proud to have been selected as the technology provider for the Uniform Collateral Data PortalSM (UCDPSM), a joint effort between Fannie Mae™ and Freddie Mac™. Veros is responsible for building, maintaining and supporting the UCDP system as well as managing all lender connectivity to UCDP.

What is UCDP?

UCDP is a single joint portal for the electronic submission of appraisal data files to Freddie Mac and Fannie Mae (GSEs). It facilitates the electronic collection of appraisal report data prior to loan delivery for conventional mortgages delivered to the GSEs.

UCDP is part of a larger initiative known as the Uniform Mortgage Data ProgramSM (UMDPSM) and is a joint program created under the direction of the GSEs' regulator, the Federal Housing Finance Agency (FHFA) to provide common requirements for appraisal and loan delivery data. In addition to UCDP, the UMDP includes two related programs:

  1. Uniform Appraisal Dataset (UAD): Standardizes key appraisal data elements and enhances data quality it also introduces quality and condition responses with prescribed definitions.
  2. Uniform Loan Delivery Dataset (ULDD): Leverages the industry-recognized MISMO Version 3.0 standard.

*Please refer to Fannie Mae and Freddie Mac for specific deadlines and requirements.

Use Veros to Connect

Veros provides interface and data delivery access to UCDP through a variety of solutions. These solutions are designed to accommodate multiple client types from direct and correspondent lenders to AMCs and technology companies, each with a unique range of loan delivery volume and integration requirements.

Veros' newest and most adaptable valuation management platform, Sapphire, offers a complete and efficient solution to UCDP connection needs. Entities delivering small and mid-sized volumes should consider utilizing PATHWAY for seamless integration points with minimal technology integration. Organizations looking for a comprehensive yet scalable approach to automate the order, routing, review and data delivery management should consider Sapphire's varied platform editions and flexible modules including the UCDP Suite. Sapphire's UCDP Suite includes:

  • UAD/UCDP Preview
  • UCDP Hard Stop Override
  • UCDP Submission
  • PDF Conversion

For more information, please visit our Valuation Solutions page.

Additional Resources

  1. April 2013 - UCDP Release Notification and UAD Update (Fannie Mae / Freddie Mac)
  2. "Happy Anniversary UCDP!" - Veros Real Estate Solutions Podcast
  3. FHA Mortgagee Letter
  4. VA Circular
  5. RiskWire Webinar: What you need to know about PDF extraction for UCDP