Collateral Integrity Analysis (CIA)
Collateral Integrity Analysis (CIA)
Real estate risk and fraud are on the rise, placing an increasing burden on the mortgage banking industry to protect assets and grow business revenue. Veros’ Collateral Integrity Analysis (CIA) report utilizes the latest technology to analyze, detect and accurately identify high-risk transactions while minimizing costly false positives.
The Report
The CIA report is one of the most comprehensive risk reports available in the market. Aggregating what would otherwise require multiple data sets from multiple vendors, CIA provides the necessary information to evaluate risk exposure in a single, easy-to-use report.
CIA’s summary page encapsulates all major findings to save you time in review and provides clear direction on pertinent action items. These items are ranked by potential risk severity to allow your team to target review efforts toward the areas of greatest risk and impact.
National Coverage
Clear Value Range
Independently calculated VeroVALUE and Realistic Value Range
Local Market Data
Online Property Information and Local Market Data Access
Exceptional Efficiency
Web-based Account Management for Time- saving Efficiency
Performance & Controls
Real-time Access to Performance Metrics, Security Features, Cost Controls, Track & Reporting
Flexibility
Specialized Variations for Default Properties, Accuracy vs, Hit Rate, Portfolio Needs, Expert-assisted Valuations and Fully Transparent AVM Cascades
CIA Scores
Applying state-of-the art analytics to all aspects of specific property, local and regional market dynamics, and the complexities of fraudulent behavior, CIA includes historic price trends and forecasting analysis among its helpful findings. The resulting analysis is reconciled to provide a series of predictive scores that are highly correlated to the likelihood of risky or poor loan performance due to collateral fraud, early payment default, or other associated mortgage risk.
These market-proven metrics provide a comprehensive snapshot of market conditions; including Subject Risk Score, Market Risk Score, and Collateral Integrity Score.
Manage Risk More Efficiently
CIA provides a wealth of information to efficiently direct and streamline workflow. Efficiencies are increased, costs are lowered and decisions are more profitable.
Interested in Learning More?
To Speak To Our Sales Team:
866-458-3767 Option 2
Features
2024 Update: Does Historical Redlining Influence Today’s AVM Estimates?
Tune in to RiskWire webcast episode #14 featuring Eric Fox, Veros’ Chief Economist, and Reena Agrawal, Research Economist, as they delve into the intricate dynamics between Automated Valuation Models (AVMs) and historical redlining. In this episode, the economists present findings from their 2024 updated research study, “Does historical redlining influence today’s AVM estimates,” which now includes data from five additional metropolitan areas across the United States: Boston, Chicago, Pittsburgh, Birmingham, and Austin.
Introducing RiskWire.com: A Go-To Source for Housing Market Analysis and Economic Insights
Veros Real Estate Solutions (Veros®) is proud to unveil RiskWire.com, an innovative web platform poised to emerge as the premier destination for timely real estate news, in-depth economic analysis, and valuable perspectives on the ever-evolving landscape of U.S. housing market. Powered by Veros, RiskWire.com is a go-to source for up-to-the-minute insights into key areas such as housing market indicators, the housing market hotness index, economic trends, local market dynamics, forecasts, and transformative technologies.
2024 Study Update on “Does Historical Redlining Influence Today’s AVM Estimates”
In our ongoing commitment to transparency and equity, Veros Real Estate Solutions (Veros®) is pleased to present the latest update to our research study, “Does historical redlining influence today’s AVM estimates,” authored by Reena Agrawal, Veros’ Research Economist, and Eric Fox, Veros’ Chief Economist and Senior Vice President of Analytics.