There is a credit crisis in America today that is seeing some of the highest rates of homeowner delinquency and foreclosures in history. This has become not just an American issue, but its effects are being felt in markets and economies worldwide. How do AVMs fit within this picture, and how can this product help reduce and mitigate risk for lenders? Why it's safe to use AVM's Automated Valuation Models, or AVM’s, are the most objective and consistent determination of value available today. With proper, periodic regular testing and validation in conjunction with effective corporate AVM usage policies, AVM’s increase lending opportunities while mitigating risk and associated losses. With all other factors held equal, loans supported by AVM’s have out-performed those supported by other valuation products, including those completed by an appraiser. In fact, AVM’s are the most objective and consistent determination of value available today. In declining value markets, AVM’s especially are more accurate with fewer tendencies toward overvaluation bias than a more traditional valuation product. Click to Download the White Paper

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