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Collateral Integrity Analysis (CIA)

The Collateral Integrity Analysis (CIA) report utilizes the latest technology to analyze, detect and accurately identify high-risk transactions
Automated Risk and fraud Detection
Analyze, detect and accurately identify high-risk properties, market areas, and transactions.

The Collateral Integrity Analysis (CIA) report utilizes the latest technology to analyze, detect and accurately identify high-risk transactions, market areas, and transactions while minimizing costly false positives. The CIA report provides the mortgage banking industry with powerful and supportive information, vital in identifying fraudulent or high risk real estate transactions, prior to critical business decisions involving origination, acquisition, servicing, or loss mitigation strategies.

Real estate risk and fraud are on the rise placing an increasing burden on the mortgage banking industry to manage these risks to protect and grow the bottom line. Veros' collateral risk management tools help identify and quantify risks enabling smarter, safer and more profitable decisions.

Veros' Collateral Integrity Analysis report applies state-of-the art analytics to all aspects of specific property, local and regional market dynamics, including historic price trends, forecasting analysis, and the complexities of fraudulent behavior. The resulting analysis and information are reconciled to provide a series of predictive scores that are highly correlated to the likelihood of risky or poor loan performance due to collateral fraud, early payment default, or other associated mortgage risk. The report also includes pertinent actionable items to efficiently direct review efforts in the verification of findings.

Each CIA Report Includes:
CIA Report
    Risk report with highly predictive scores for: the subject property, the market and the collateral as a whole
  • Complete transaction history for the subject property
  • Comparative sales report with up to 40 comparable properties
  • Complete market analysis
Dramatically Improve your Processing
Collateral Integrity Analysis provides a wealth of information to efficiently direct and streamline workflow. With valuable and proven scores, such as the Collateral Integrity Score, risk can be quantified up front and processes tailored to only those steps absolutely required to confirm findings; efficiencies are increased, costs are lowered and decisions are simply better and more profitable.

Collateral Integrity Analysis Report
The Collateral Integrity Analysis report is presented in an easy to use format with a summary page encapsulating all major findings to save you time. The market proven metrics include the Subject Risk Score, the Market Risk Score, the combined Collateral Integrity Score, among others that provide a comprehensive snapshot of market conditions. Following the summary page, the CIA report provides detailed property information for a number of recent sales and local properties, maps, graphs and other market analysis to support and confi rm findings.
 
 
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